Every time rates move, the same question comes up: “Should I refinance now or wait?” Most homeowners get this wrong—not because they’re careless, but because they’re looking at the wrong metric. The mortgage industry has trained people to ...
Refinancing is often marketed as a simple decision: rates drop, you refinance, your payment goes down. On the surface, that sounds logical. In practice, this mindset is one of the most expensive mistakes homeowners make over the life ...
4 Refinancing can be a powerful financial move—but only when it’s done correctly.Unfortunately, many homeowners rush into a refinance based on headlines, rate drops, or payment reductions without fully understanding the long-term consequences. In this post, we’ll break ...
4 Most homeowners think refinancing is simple: Rates drop → refinance → save money. That logic sounds right on the surface. But in practice, it’s one of the most common ways people quietly lose hundreds of thousands of ...
