As a California homeowner, chances are good that you’ve heard of Proposition 19 at some point or another. But what you’ve heard, chances are good, is only half true. And it’s that half-truth that’s gotten a lot of ...
4 If you’ve ever been told you can refinance your mortgage with “no closing costs” or “no money out of pocket,” you’re not alone. This is one of the most common marketing hooks in the mortgage industry—and one ...
Refinancing is often marketed as a simple decision: rates drop, you refinance, your payment goes down. On the surface, that sounds logical. In practice, this mindset is one of the most expensive mistakes homeowners make over the life ...
4 Refinancing can be a powerful financial move—but only when it’s done correctly.Unfortunately, many homeowners rush into a refinance based on headlines, rate drops, or payment reductions without fully understanding the long-term consequences. In this post, we’ll break ...
Every time rates dip—even a little—the same thing happens. Homeowners rush to refinance. They chase the lower rate.They focus on the smaller payment.They feel like they “won.” And years later, most of them quietly lose. This post is ...
