4 Refinancing gets marketed as a simple win: “Lower your rate, save money.”But in the real world, that shortcut thinking is how people reset their loan clock, rack up extra interest, and wonder why their balance barely moves ...
4 If you’ve ever been told you can refinance your mortgage with “no closing costs” or “no money out of pocket,” you’re not alone. This is one of the most common marketing hooks in the mortgage industry—and one ...
Every time rates dip—even a little—the same thing happens. Homeowners rush to refinance. They chase the lower rate.They focus on the smaller payment.They feel like they “won.” And years later, most of them quietly lose. This post is ...
