Mortgage Points Break Even Explained
A lower rate can look like an easy win – until you see the cost to buy it. That is where mortgage points break even matters. If you are paying upfront for discount points, you need to know ...
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Fixed Rate vs ARM: Which Fits You?
You can be fully qualified, have a strong income, and still get stuck on one of the biggest mortgage decisions in front of you: fixed rate vs ARM. This is where a lot of buyers and homeowners lose ...
Broker vs Bank Mortgage: Which Wins?
You found a house, the seller wants a quick close, and now you have to choose who should handle the financing. That is where the broker vs bank mortgage question stops being academic and starts affecting your rate, ...
15 Year vs 30 Year Mortgage: Which Fits?
A lot of buyers fixate on rate and miss the bigger decision hiding underneath it: the term. When you compare a 15 year vs 30 year mortgage, you are really deciding how aggressive you want to be with ...