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November 2017

5 Sneaky Things That Can Ruin Your Credit Score

Aside from forgetting to pay bills, what can ruin your credit? If you’re on top of payments, why is your score still lacking? Here are top five pitfalls to avoid! [1] Generating Too Many Inquiries Shopping [...]

What is Private Mortgage Insurance (PMI)?

Private mortgage insurance provides protection to a lender in case you default on your home loan. WHO IS IT FOR? It’s for many aspiring homeowners, especially first-time buyers, who simply can’t afford to put down [...]

5 Rookie Mortgage Mistakes that are EASY to Avoid

Buying a home is one of the biggest financial decisions most make in their lifetime. That's why it's so important to approach this process with as much knowledge ahead of time to save yourself money [...]

12 Easy Steps to Prepare Your Home for Fall

Yep, it’s official: Fall is here. Now is the time to finish up any last-minute late-summer maintenance projects, and get your home and yard ready for fall. EXTERIOR PREP [1] Fix Cracks In Concrete And Asphalt Depending [...]

Our Pre-Approval Process is Out of This World!

Our pre-approval process is out of this world!  Contact us today...you'll moon walk with joy when you work with us! 🙂

October 2017

5 Reasons to Buy a Home This Fall

5 REASONS TO BUY A HOME THIS FALL If you’re in the market for a home, here are some reasons why fall can be a great time to buy. LEFTOVER SPRING INVENTORY MAY RESULT IN [...]

Down Payment Facts and Myths

YOUR DOWN PAYMENT MUST COME FROM YOUR OWN SAVINGS? FACT: Your down payment can come from a number of sources, including personal funds, gift funds, grants and affordable second mortgages. Source: Freddie Mac

Mortgage Pre-Qualification vs. Pre-Approval

MORTGAGE PRE-QUALIFICATION VS. PRE-APPROVAL… WHAT’S THE DIFFERENCE? What is mortgage pre-qualification? Pre-qualification means that a lender has evaluated your creditworthiness and has decided that you probably will be eligible for a loan up to a [...]

How Income Affects the Home Market

Did you know that income affects the home market? Available income in an area influences affordability and, as a result, value. Click here or the image below to see how things look in your neighborhood. [...]

Market Update – October 2017

Interests rates - are they increasing? Decreasing? Will they stay the same? In this market update, Justin Brown with the NuHome Team of Cross Country Mortgage discusses the current state of interest rates, his forecast [...]

Pumpkin Week 10/23-10/27

Calling all Ghouls and Boys! Get your FREE Pumpkin during our Pumpkin Week Oct 23-27! Redeem your voucher for one pumpkin ($15 value) by reposting the Pumpkin Week Image (**THIS IMAGE WILL BE POSTED ON [...]

September 2017

Market Update – September 2017

Justin Brown is back with vital information regarding how YOU may be eligible to save A LOT of money. In this market update, Justin Brown with the NuHome Team of Cross Country Mortgage discusses the [...]

Tax Benefits of Home Ownership

Did you know there are several tax benefits of home ownership? Reach out to us today to learn more! We'd be happy to share these benefits with you!

July 2017

What Are Supplemental Property Tax Bills?

Do not buy a home without first educating yourself on supplemental tax bills!  These cause a lot of frustration and financial surprise to homeowners that are not educated on how they work.  Expect to get [...]

Market Update – July 2017

Interest, housing prices, and multiple offers - oh my! In this market update, Justin Brown with the NuHome Team of Cross Country Mortgage sheds some light on how interest rates have risen this past month, [...]

June 2017

Market Update – June 2017

Imagine potentially buying a home with only 1% down! In this market update, Justin Brown with the NuHome Team of Cross Country Mortgage explains this new conventional loan, a new 5% Jumbo Loan option, as [...]

May 2017

Market Update – May 2017

If you have high-interest rate student loans, then you’re in luck! In this market update, Justin Brown with the NuHome Team of Cross Country Mortgage discusses a new way for those with student loans to [...]

Are You Passing Your Dream House Because You Haven’t Saved for a Down Payment?

The requirement that aspiring home-buyers must make a down payment on the home they intend to acquire has prevented many from purchasing a home when they need it. In fact, the 20 percent down-payment on the [...]

April 2017

MARKET UPDATE – APRIL 2017

Since the middle of March, interest rates have become more stable. Government loans such as VA and FHA are in the high 3’s and low 4’s while conventional loans are in the low 4’s and [...]

Saving for a Mortgage Down Payment? 4 Tips That Will Help You Get There Faster

For most people, the idea of saving more money each month is enough of a burden without having to think about investing in a home. A down payment, however, will require a lot more saving know-how and a lot more in liquid assets in order to be able to buy. If you're trying to find ways to save a bit more each month, here are some sure-fire tips for raising the extra funds.

Til’ Debt Do Us Part: How to Get a Mortgage If One Spouse Has A Poor Credit Score

A poor credit history is a reality for many people, but it can be particularly daunting when it comes to investing in a house. Fortunately, simply because you or yours have experienced bad credit doesn't mean that you should be penalized in the future. If your spouse has struggled with bad credit in the past but you're both preparing to move forward and invest in a home, here are some tips for getting it together financially.

Read This Before You List Your Home

When a homeowner decides to sell their house, they obviously want the best possible price for it with the least amount of hassles along the way. However, for the vast majority of sellers, the most [...]

Buying a Home on a Single Income? 3 Budgeting Tips That Will Make Things Easier

Are you thinking about buying that perfect new home? Whether you're buying for yourself or a new home for a family, there will be many costs involved. Let's take a look at 3 budgeting tips that will help make home ownership on a single income easier.

What’s Ahead For Mortgage Rates This Week – April 10, 2017

Last week's economic data included releases on construction spending and labor-related reports including ADP Payrolls, Non-Farm Payrolls, national unemployment. Weekly readings on mortgage rates and new jobless claims were also released.

It’s Tax Time: Learn How Buying a New Home Can Help to Reduce Your Tax Burden

Most people do not look forward to tax time, whether they get money back or not, but as a homeowner there are a lot of things you can do that will help to reduce your taxes and get you a refund. If you're getting prepared to invest in a home and are wondering how it can benefit you, here are some deductions you'll want to watch out for.

Buying a Home With a Mortgage? Here’s What You Can Expect at Your Closing Meeting

If you've decided to invest and have finally found your ideal home, it's probably an exciting time for you and your family. But before the deal is sealed, there will be a closing meeting so that all of the loose ends can be tied up. If you want to be ready for closing and are curious what the final meeting will entail, here are a few things to be prepared for.

Your Debt-To-Income Ratio and How It Affects Your Mortgage

When you're delving into the market in the hopes of finding your dream home, it's likely you'll come across the term debt-to-income ratio. This may not seem important at first, but your DTI is the key to determining the amount of money you can put into your home and just how much you should spend on a monthly basis. If you're curious about what this means for you, here's how to calculate it and how it can impact your mortgage.

Understanding Mortgage Amortizations and Why Longer Periods Can Cost More

Buying a home is one of the largest investments you will make in your life, and that's why so many people have longer mortgage amortization periods to pay down the principal. While it may seem appealing to have a longer amortization period, here's why an extended loan term can end up costing you more and may be less financially beneficial when it comes right down to it.

What’s Ahead For Mortgage Rates This Week – April 3, 2017

Last week's economic news included Case-Shiller Home Price Index reports, pending home sales, and consumer confidence readings. Weekly readings on average mortgage rates and new jobless claims were also released.

March 2017

Student Loans vs. Down Payments: 3 Ways You Can Manage Both and Buy a New Home

The idea of paying off your student loans and buying a home at the same time can seem like an impossible feat given the impact on your Debt-to-Income (DTI) ratio. However, there are ways it's possible to have enough funds and good enough credit to make your dream of home ownership come true a little more quickly.

Trim Your Mortgage Closing Costs by Following This Easy 3 Step Guide

You may be so busy with determining your debt-to-income ratio and deciding what kind of offer to make that closing costs have gotten lost in the mix, but it's important to remember that finalizing your mortgage will cost you extra. While there's no way to get around paying money to solidify your mortgage, there are a few steps you can take in order to make it more economical for you.

Worried About Climate Change? Here Are 4 Ways to Make Your Home More Climate Friendly

Many people are concerned with having a negative impact on the environment, but it can be hard to know where to begin when it comes to climate friendly solutions around the home. Whether you're planning for a future investment or are interested in fixing-up the home you're in, here are some solutions for greening up your personal space that won't bust the bank.

Renovating on a Budget? Check Out These Equity-boosting Inexpensive Home Upgrades

The idea of embarking on home renovations may strike many homeowners as an expensive one, but there are plenty of ways that you can easily upgrade your home without spending a lot of money. If you're looking for improvements that will truly (and frugally) improve the value of your home, here are a few do-it-yourself options you may want to consider.

What’s Ahead For Mortgage Rates This Week – March 27, 2017

Last week's economic news included releases on new and pre-owned home sales and weekly readings on average mortgage rates and new unemployment claims.

Spring Is Real Estate’s ‘Rush Hour’ — Here’s How to Tell If You’re Prepared

The most popular time of year to buy a home is in the spring, and this means that if you're preparing yourself for getting into the real estate market, you may be experiencing a time crunch. If you're wondering if you'll be ready to put your home up for sale in time to take advantage of the season, here are few things you'll want to think about.

Is It Still Possible to Get a Mortgage With Zero Down? Yes – and Here’s How

When it comes to investing in a mortgage, the down payment is key in making your investment a reality and proving to lenders that you're a safe bet. However, while most opportunities for putting zero down on a home have disappeared since the recession, there are still a few ways to buy without putting money down. If you're currently weighing your options, here's what you need to know if you don't have a down payment ready.

Real Estate Investment: Three Telltale Signs You’re Not Cut Out to Be a Landlord

The idea of purchasing a property and having renters can be an exciting business venture that offers lucrative financial rewards. However, there's a lot involved in being a successful landlord and it's important to be aware of what's required before making the commitment. Whether you're investing in one rental property or five, here are some questions you should ask yourself before getting involved.

We Blow the Industry Average Out of the Water!

As you can see, our 21 day closing guarantee blows away the industry average! Ask what NuHome can do for you! #NuHomeTeam#FastClosing #MovingSeason  

Buying a New Home? Three Major Mortgage Missteps That You’ll Want to Avoid

Buying a home is one of the biggest financial investments you'll make in your life, and it's important to make sure that you're doing what will be right for you down the road. If you're trying to avoid buyer's remorse and are wondering what major missteps to avoid when diving into the market, here are a few things you may want to watch out for.

What’s Ahead For Mortgage Rates This Week – March 20, 2017

Last week's economic readings included reports on inflation and core inflation, the National Association of Home Builders Association Housing Market Index and Federal Reserve FOMC statement and press conference by Fed Chair Janet Yellen. The Commerce Department released reports on housing starts and building permits issued.

Spring Fever: How to Detect If Allergy Hotspots Are Developing in Your Home

The spring season may be a time of cherry blossoms and longer days, but it's also common for allergies to ramp up. While you won't be able to stop the season, there are things you can do to limit the impact of allergies in your home. If you're wondering what has the greatest impact on your sinus health in the home, here are a few places you'll want to check out.

Ideas on How to Keep Your Home Green for St. Patty’s Day

Conventionally, green is identified with St. Patricks Day. We love the green and adore an environment braced with the green color. The thought of going green can seem overwhelming, but in the real sense, it is [...]

NAHB: Home Builder Confidence Highest in 12 Years

According to the National Association of Home Builders Housing Market Index for March, builder confidence in market conditions reached its highest level in 12 years and was six points higher than February's index reading of 65.

Mortgage 101: Five Key Mortgage Terms You Need to Understand

From putting your home on the market to finding the lender with the best rates, there are so many things involved in buying a home that the terminology is just one more thing to add to the list. While there may be quite a few words you'll hear that may be unclear, here are a few you'll want to watch out for so you'll be prepared for home ownership.

Predicting a Hefty Tax Refund This Spring? 3 Reasons You Should Use It for Home Renovations

There's a burden that comes along with having to do your taxes every spring, but it can actually be a great benefit if you're getting a sizeable refund this year. While many people like the idea of going on a trip or spending the extra funds, here's why you may want to consider investing it back into your home for a profit you'll be able to see!

Market Update – March 2017

There are three rate hikes this year that you should be aware of. The Fed Fund Rate is the interest rate that banks borrow money off of, from each other or from the federal reserve. [...]

What’s Ahead For Mortgage Rates This Week – March 13, 2017

Last week's economic readings included reports on construction spending, Case-Shiller Home Price Indices and pending home sales. Fed Chair Janet Yellen said in a speech that federal interest rates would "likely" be raised. Weekly reports on new jobless claims and mortgage rates were also released.

Making the Grade: How to Research Local Schools Before Buying Your Next Home

There are so many things involved in moving into a new home in a different neighborhood that it can be easy to forget about the proximity of many nearby amenities. If you're wondering how you can find out more about the local school, let the following tips be your guide.

Are You ‘Mortgage Pre-approval Worthy’? Learn How to Assess Your Finances in 10 Minutes

Finding the right home and the right mortgage can take a lot of time and energy, so it's important to consider whether you'll be prepared for approval before diving into the process. Whether you've had some financial setbacks or you just want to have an idea ahead of time, here are some ways to quickly determine if you'll be pre-approved for a mortgage.

Buying Small, Living Large: 4 Big Pros to Buying a Smaller House or Condo

Are you on the hunt for a more efficient living space? Whether you're a first-time buyer or downsizing from a larger home, buying small can still mean living big. Let's explore four positives to living in a smaller, more intimate house or condo.

Feeling ‘Priced Out’ of Your Local Market? Here’s How You Can Still Buy a Great New Home

If you're trying to buy a new home, few things are more frustrating than a hot real estate market. When home prices are climbing fast it can feel like you'll never be able to save enough for your down payment. In today's post we'll share a few ways that you can get in - even if you're feeling priced out.

What’s Ahead For Mortgage Rates This Week – March 6, 2017

Last week's economic readings included reports on construction spending, Case-Shiller Home Price Indices and pending home sales. Fed Chair Janet Yellen said in a speech that federal interest rates would "likely" be raised. Weekly reports on new jobless claims and mortgage rates were also released.

Thinking About Refinancing Your Mortgage? 4 Ways to Ensure It’s Worth Your Time

If you're familiar with the real estate market, you've likely heard the term 'refinancing' and may be wondering what this can mean for your mortgage and your financial well-being. While refinancing can be a great benefit for those who are looking for a lower interest rate or a different mortgage type, here are the details on what it can offer and whether or not it will work for you.

Case-Shiller: December Home Prices Highest in More Than Two Years

December home prices continued to rise per December readings for Case-Shiller's National and 20-City Home Price Indices. On average, national home prices increased by 5,80 percent year-over-year and exceeded November's year-over-year reading of 5.60 percent. The 20 City Index, which analysts follow more closely than the National Home Price Index, posted a year-over-year gain of 5.60 percent in December, which exceeded an expected reading of 5.40 percent and November's year-over-year reading of 5.20 percent growth.

Selling Your Home? 3 Ways You Can Use Your Social Network to Speed up Your Sale

There are many traditional ways to sell your home, from the MLS listings to a sign in the front yard. However, the ease of the Internet and the utility of social media can make it easier than ever to find the right buyer. If you're getting prepared to put your home on the market and are trying to determine a strategy, here are some ways you can use social media to improve your selling odds.

February 2017

3 Mortgage Scams to Be Aware of and How to Protect Yourself From Them

It's easy to be enthusiastic and excited about the prospect of home ownership, but it's important to be aware that there are many ways potential buyers can be taken advantage of. If you're on the market for a home and are trying to find the mortgage that will best benefit you, here are some of the tricks you may want to be wary of.

What’s Ahead For Mortgage Rates This Week – February 27, 2017

Last week's readings on new and existing home sales provided further evidence of strengthening housing markets. Both categories of home sales exceeded December's readings. Consumer sentiment was lower in February than for January and average rates were mixed with fixed rates higher and the rate for 5/1 adjustable rate mortgages lower. Consumer sentiment lower in February.

If Your Home Is Destroyed in a Natural Disaster, What Happens to Your Mortgage?

When you've been in your home for a while and have established a certain amount of equity, it can be a good feeling to know that you have an investment you can count on. However, with changing weather patterns you may be afraid of a natural disaster striking and what it could mean for your financial well-being.

5 Things Nobody Tells You About Selling Your First Home

It's often so exciting to think of buying a new home that homeowners forget about the sale, but there are a lot of details involved in putting a home on the market. Whether you're just considering selling or are readying to put your home up, here are some things you might not know about the process.

Did You Know: 3 Reasons Why Mortgage Pre-approval Should Be Your Very First Step

There are so many details involved in the mortgage process that you may not be aware of what pre-approval is if you've just entered the market. However, pre-approval assesses your ability to make monthly mortgage payments and can be an important first step in the home-buying process. If you're currently contemplating a home purchase, here's why you may want to consider pre-approval first.

What’s Ahead For Mortgage Rates This Week – February 21, 2017

Last week's economic releases included readings on housing starts, building permits issued and the National Association of Home Builders/ Wells Fargo Housing Market Index. Fed Chair Janet Yellen testified before the House Finance Committee and consumer spending and core consumer spending reports were also released. Mortgage rates and new jobless claims were little changed week-to-week.

Questions About the Home Buying Process?

Not sure how much you might need for a down payment?  Curious about the fees and costs involved in buying a home?  Not sure how to find the right Realtor?  Maybe you're not even sure [...]

Call in the Pros: 4 Ways That Using a Mortgage Professional Will Save You a Lot of Money

It may seem better to go it alone when it comes to acquiring a mortgage, but there are many benefits associated with using a mortgage professional that can make finding your dream home a lot easier. If you're currently getting prepared to hit the market and are weighing your options, here are some reasons that a professional who knows the neighborhood will save you money.

2017 Home Decor Trends: Stay on Top of Modern Trends With This Handy Guide

Now that 2017 is here, it's time to consider which upgrades you will make to your home. If you don't have any major renovations planned, you can still tackle smaller projects or theme rooms. In today's post we'll explore some of the home decor trends expected to be popular in 2017.

4 Misconceptions About Reverse Mortgages — and Why You May Decide You Want One

With so many mortgage products available on the market, it can be hard to know which ones will serve you best as a homeowner. As a result, there are many mistruths surrounding reverse mortgage products. Let's clear away some of the misconceptions.

MARKET UPDATE – February 2017

What’s the latest in the market today? Jobless claims are currently at a 43 year low, but the quality of available jobs is still not great.  These are lower paying jobs without wage growth. Additionally, [...]

Buyer’s Remorse: 3 Things You Should Never Say When You’re Negotiating to Buy a Home

The prospect of finding the home you've always dreamed of can be such an exciting prospect that it's easy to forget all about the process of negotiating. However, it's important to keep a few things to yourself when it comes to the art of making the deal. If you're currently searching for the right place and are preparing to sign on the dotted line, here are a few phrases it's best to avoid.

What’s Ahead For Mortgage Rates This Week – February 13, 2017

Last week's scheduled economic readings were limited and included new jobless claims and Freddie Mac's mortgage rates survey. In other news, all types of mortgage applications rose by 2.30 percent this week as compared to the prior week.

Worried About Future Mortgage Rate Increases? Here’s How to ‘Stress Test’ Your Finances

When it comes to real estate, there are always going to be upswings in the market that will have an impact on your mortgage payment and overall financial health. If you're concerned about rates on the rise, here are a few tips to test out you're fiscal well-being.

The 2017 Mortgage Rate Outlook: Here’s What the Experts Are Saying

The post-election period is often one of uncertainty, and the time since the 2016 election has been no different with regards to market force and the financial world. With a new administration taking office, there are many questions regarding how Donald Trump's presidency will impact the market and your mortgage.

Buying Real Estate vs. Buying Stocks: Here’s Why a Home Should Be Your Priority

Once you're done with debt and you've started to save, it's commonly the case that you'll start hearing about the risks and rewards of investing in stocks or real estate. Unfortunately, it can be difficult for many people to know what type of investment is going to work better for them down the road. If you're currently considering what you should put your money into, here are some reasons you may want to turn to real estate.

Struggling to Sell Your House in the Winter? Try These Innovative Home Staging Tips

With all of the busyness of the winter months and most people settling in for the season, it can be hard to achieve a successful home sale at the end of the year. Fortunately, if you simply can't wait to put your home on the market, here are some staging tips that will engage potential buyers so you won't have to wait much longer for an offer.

Justin Brown – Letter From The Heart – February 2017

Hi NuHome Family & Friends, I hope your 2017 is getting off to a great start!  By now, you have probably conquered some of your New Year’s Resolutions….and abandoned others.  I heard that about 80% [...]

What’s Ahead For Mortgage Rates This Week – February 6, 2017

Last week's economic news included several good signs for U.S. Labor Markets with higher than expected readings for private and public sector job creation. The Federal Reserve announced its decision not to raise the target federal funds range, and inflation rose. Mortgage rates held steady and pending home sales rose.

Trying to Decide Whether or Not to Sell Your Home? Here Are 5 Key Questions to Ask Yourself

Selling a home, especially one with sentimental value, is never an easy decision to make. There are many factors that go into determining if the home is ready to be listed and if the seller is actually ready to part with it.

Thinking About Buying a ‘Fixer Upper’? Here’s What You Need to Know

With all of the home renovation and fixer-upper shows on television, the idea of completely renovating and re-doing an old home can seem like an enticing premise. Unfortunately, investing in the wrong fixer-upper can mean an awful lot of expenditure without the added financial rewards. Whether you're considering investing down the road or are ready to dive in, here are a few things to consider first.

Case-Shiller: Home Price Growth Continues

November home prices grew by 5.60 percent year-over-year on a seasonally adjusted basis according to Case-Shiller's reading on National Home Prices. National average home prices rose 0.80 percent from October to November. Case-Shiller's 20-City home price index revealed that the West and Mountain regions continue to hold the top three growth rates for home prices.

January 2017

Is Your Rent Increasing Year After Year?

Is your rent increasing year after year?  There are many benefits to owning your own home.  Put your rent money towards your own property---something you can call YOURS.  Owning a home acts as a source [...]

MARKET UPDATE – JANUARY 2017

The FHA announced this week they are cutting mortgage insurance premiums for borrowers, a move designed to counter the effects of rising interest rates. The annual fees that the FHA charges to guarantee the mortgages [...]

Would You Like To Be A Homeowner in 2017?

Contact us today and we can help make your New Year's resolution a reality!

December 2016

Spend Too Much Over The Holidays?

With the Holidays coming to a close, your bank account has likely taken a significant hit over the past couple of months.  New Years resolutions are often filled with a resounding desire to spend less [...]

Market Update December 2016

It’s official. Low mortgage rates may soon become a distant memory as the FED raised rates a quarter of a point this month. Since November, interest rates of 30-year conforming mortgages have shot up more [...]

Christmas Toy Drive

To give a toy means giving JOY!  Drop off a new unwrapped toy (Age 1-14) at our office from now until 12/20/16 and we will donate it to Freddy and Isaiah's Helping Hands.  Join us in bringing [...]

November 2016

Refinancing Your Mortgage? Know These Key Terms Before You Sign Your Paperwork

When it comes to your mortgage, there are a lot of key terms that are important for every homebuyer to know, and this is no less true than when it comes to refinancing your most [...]

First-Time Home Buyers: Here’s A Quick And Easy Guide To Your First Mortgage

Delving into the real estate market for the first time can be a very intimidating thing with all of the mortgage and housing options available. Whether it’s market conditions or the amount you should be [...]

Applying For A Mortgage? 3 Easy Ways To Make The Process Easier — And Reduce Your Stress

There are more than enough details involved in getting a mortgage and moving into your own home that you’ll want to know how to make the process as seamless as possible beforehand. However, there’s a [...]

Market Update Nov.’16

How will tomorrow’s election effect interest rates? The stock market has already prepared for a certain candidate to win! Check out this month’s Market Update for more info. If you have any questions about today’s market, [...]

October 2016

Planning To Get A Mortgage In 2017? 4 Reasons Why It’s Time To Start Paying Down Other Debts Now

Buying a home is an ideal investment for many people because not only is it a place that belongs to them, it can also be very beneficial financially. While you may be strongly considering buying [...]

Market Update For October 2016

Check out this month’s Market Update for current interest rates, home prices and mortgage news.  If we can help you or anyone you know to better understand their options, we are here to help!

3 Common Mistakes That First-Time Mortgage Borrowers Make And How To Easily Avoid Them

Deciding to purchase a home will be one of the biggest investment decisions you’ll make in your life, but it can be confusing for the first-time home buyer to know all the ins and outs [...]

Yelp Review Worth Sharing

Hi NuHome Family and Friends, I wanted to share a recent Yelp review that really struck a chord because it truly spells out our client’s experience from beginning to end.  We are all far from [...]

September 2016

Do’s And Don’ts Throughout The Loan Process

While you are considering the purchase of a new home or exploring refinancing options, here are some helpful Do’s and Don’ts to keep in mind throughout the loan process.

What’s Going On In The Mortgage Market?

Check out this month’s Market Update for current rates and for the latest on the real estate and mortgage market.  If we can help you or anyone you know to better understand their options, we [...]

August 2016

Would a USDA Loan Work for You?

Would a USDA Loan Work for You? USDA Loans Apply to More “Rural” Areas Than You May Think! USDA loans are backed through the Rural Housing Division of the U.S. Dept. of Agriculture. They are [...]

July 2016

8 Steps To Buying Your Home

1. Decide to buy. Although there are many good reasons for you to buy a home, wealth building ranks among the top of the list. We call home ownership the best “accidental investment” most people [...]

October 2015

How Much Equity Do You Have In Your Home?

CoreLogic’s latest Equity Report revealed that 256,000 properties regained equity in the third quarter of 2015. This is great news for the country, as 92% of all mortgaged properties are now in a positive equity situation. Price Appreciation [...]

Baby Boomers Are On The Move

According to a Merrill Lynch study, “an estimated 4.2 million retirees moved into a new home last year alone.” Two-thirds of retirees say that they are likely to move at least once during retirement. As one participant in the [...]