As a California homeowner, chances are good that you’ve heard of Proposition 19 at some point or another. But what you’ve heard, chances are good, is only half true. And it’s that half-truth that’s gotten a lot of ...
Every time rates dip, the same headlines show up: “Now is the time to refinance.” And every time, homeowners ask the same question: “Should I refinance now, or wait?” Here’s the truth most lenders won’t say out loud:A ...
4 Refinancing gets marketed as a simple win: “Lower your rate, save money.”But in the real world, that shortcut thinking is how people reset their loan clock, rack up extra interest, and wonder why their balance barely moves ...
4 If you’ve ever been told you can refinance your mortgage with “no closing costs” or “no money out of pocket,” you’re not alone. This is one of the most common marketing hooks in the mortgage industry—and one ...
Every time rates move, the same question comes up: “Should I refinance now or wait?” Most homeowners get this wrong—not because they’re careless, but because they’re looking at the wrong metric. The mortgage industry has trained people to ...
